​Contractors Insurance

What is Contractors Insurance?

​Contractors insurance is a specialized, customizable bundle of policies designed to protect construction professionals (painters, carpenters, tradespeople, etc.) from work-related risks. It covers financial losses from accidents, bodily injury, property damage, and legal claims, often including general liability, tools/equipment coverage, and worker's compensation.

Why It Is Needed
  • Contractual Requirement: Clients, landlords, and municipalities often require proof of insurance before work begins.
  • Risk Protection: It covers lawsuits, stolen equipment, and damage to completed work, which can be financially devastating for a small business.
  • Protection for Specific Trades: Specialized coverage exists for HVAC, electrical, plumbing, and painting contractors, among others.
(800) 264-4637​
3478 Buskirk Avenue
Suite 1000
Pleasant Hill, CA 94523-4344
[email protected]