Business Owner's Package (BOP) Insurance

Get all your business insurance needs covered under one Business Owner's Package Insurance policy. We'll get your business covered in the most affordable way.

What is a Business Owner's Package Insurance Policy?

BOP insurance, available through Hindsight Insurance Services in Pleasant Hill, CA, stands for Business Owners Policy. It's a comprehensive insurance package tailored for small and medium-sized businesses. This policy combines general liability insurance and property insurance, offering protection against various risks such as property damage, liability claims, and business interruptions. BOP insurance is designed to provide a well-rounded coverage solution, making it an ideal choice for businesses seeking a cost-effective way to safeguard their operations and assets.

What's Covered with a Typical BOP Policy?

BOPs typically include: 
  1. Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
In most cases, BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us to learn more about the right Business Owners' Package Policy for your business.
(800) 264-4637​
3478 Buskirk Avenue
Suite 1000
Pleasant Hill, CA 94523-4344
[email protected]
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