925-523-7480

Data Breach & Cyber Liability Insurance in Concord, CA, Novato, CA and Surround Areas

Protecting Businesses in Concord and Throughout California

Insurance coverage for privacy, data breach, and the more traditional risks of cyber liability has been growning. Over the past five years, this niche has progressed from a specialty product into a coverage that is readily quoted and obtained. 

Data Breaches: Caused by Human Error

A data breach is classified as one of two occurences. The first is the unintentional release of sensitive information into an unsecure environment. The second involves the intentional theft of that information by an unauthorized individual. Data breaches may involve more than what one might originally expect. Release of financial information such as credit card or financial account details, personal health information (PHI), personally identifiable information (PII), trade secrets or intellectual property all count as a data breach. The party responsible for protecting privileged information may be subject to criminal and/or civil penalties for failure to do so.

 

If you feel your personal information has been breached, find advice here.

 

Why do I need Cyber Liability Insurance?

Designing a web site is an exciting prospect. The exposures and risks that come with it aren’t. Private companies that function in the internet marketplace face liability exposures that are , changing, and intricate.Traditional liability policies do not address data exposures and the risks involved with running an internet business or managing e-commerce. 

 

When a company operates in today's high tech world, cyber liability & data breach protection is a necessity. For example, a typical computer network will more than likely provide internal and external email. Companies will probably have web sites providing information about your company, its products and services, and how customers can obtain said products.

 

Cyber liability insurance addresses the first and third-party risks associated with the above types of e-commerce, the internet, and informational assets. Cyber liability insurance offers protection of internet communication's inherent risk exposures. These risks include infringement of intellectual property, virus transmissions, or any other serious trouble that may be passed from first to third parties via the web.

 

The ease of worldwide communication brought by the internet is accompanied by a developiong list of liability exposures. For example, by distributing information to the public online, commercial businesses are now subjecting themselves to some of the same exposures experienced by literary pulishers. Copyright infringement, defamation, invasion of privacy, and other traditional publishing exposures have become more prevalent in the digital world we all use for shopping, communicating, and even simple driving directions. Many businessowners develop websites and are unaware of the legal responsibilities that come with maintaining a web presence, especially in the areas of user privacy and domain name infringement. 

 

Contact a professional at Hindsight Insurance Services and let us help protect you as you maneuver through the perilous and often confusing realm of cyber security.

 

Hindsight Insurance Services

2349 Willow Pass Rd.

Concord, CA 94520

Main office: 925-523-7480
Toll free: 800-264-4637
Fax: 888-259-5561

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

Hindsight Insurance Services Novato

1615 Hill Road, STE H

Novato, CA 94947

Main office: 415-300-2436

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

Our Providers

Testimonials

Where to begin? I've used Hindsight for our complete suite of business insurance needs for approximately 20 years now. As a business owner, I live by the old fashioned credo of taking care of the customer -- and so do the folks at Hindsight. As a Hindsight client I feel we have a relationship based on trust and good service. I can't recommend them highly enough.
Rick Weldon -PR Motorsports
For more than 25 years we have relied on Mark Hinds at Hindsight Insurance Services for our workers compensation, business and property insurance needs. We have appreciated the personal and detailed attention to our concerns. Don Worth, President The Model Garage, Inc. Berkeley Ca
Don Worth
We have been customers of Hindsight Insurance Services for many years. I cannot say enough about how incredible they are. They get us the best rates and whenever I have a question they go above and beyond to answer my questions and never make me feel like I am taking to much of their time. They have always been very nice and very helpful. I highly recommend them! - J. Schumacker, Moraga Motors, Inc.
J. Schumaker